Credit Card Iva How Do I Settle My UK Credit Card?

How do I settle my UK Credit Card? - credit card iva

Hello, I have about 8 credit cards, we now have over 30k! I can not pay. Most of the interest on the sum, because over the years (I have always made at least CC payments than others), the first question now is what happens when I say I can pay period? Take action against me? How? if this is the result? CC to take in the future? have decided to open a bank account? Well, if she cares about me so what do I have other options for the payment of VAT, all that for me? Tax someone worth it? In short, I feel the full moon. Thank you for taking the time!